Other than the account and profile information members provide, ABFAS makes no intentional action to collect information of any kind. The software integrator that manages ABFAS software resources are large companies serving tens of thousands of clients. That said, make sure that https:// is displayed in the URL address bar before entering any sensitive information; on any website. http:// allows for intercepting information as non-secure communications are being used. ALL ABFAS services reside behind https:// encryption. You understand that through your use of the System you consent to the collection and use of certain information as described in this Privacy Statement, including the transfer of this information to PayPal. Although the laws that protect personal information here may differ from the laws where you live, we will take reasonable steps to ensure that your privacy is protected. By using our websites and giving your information to us, you consent to the transfer of encrypted data. This Privacy Statement is subject to change and we will notify you in the event of a material change by posting such change prominently on the System; your continued use of the System after such changes will indicate your consent to the revised Statement.